The biggest issue that many of us face with online fraud and protecting ourselves from it - is simply that we don't know what to look for. Scammers and fraudsters are not simple hackers who target our credit cards and accounts as one-off one-hit deals. These kind of people are extremely organised, they go to work each day just like you and I and target the Internet on a global scale. People like you and I probably can't imagine the scale of some of these scams. It's big business and highly lucrative so don't be in any doubt that fraudsters are well organised and highly intelligent.
So in light of all this, what can we do?
A few simple tips:
1. Always cover your hands when entering a pin number - everywhere you go - cash machines are easily targeted with micro cameras which can record your card numbers and your pin number.
2. Don't let the card out of your sight. Any respectable establishment will respect your privacy - if not, you have to wonder why?
3. Make sure you only buy online through well know and trusted web sites - This is the one to watch!! SCAMMERS CAN MAKE THEIR WEBSITES LOOK LIKE WELL KNOWN, TRUSTED AND ESTABLISHED WEBSITES. Therefore, if you don't know how to spot the difference you need to find out how. Here's some useful links:
http://www.getsafeonline.org/
http://pages.ebay.com/help/buy/personal-offer.html
4. Never pay with cash or instant money transfers, such as Western Union or MoneyGram. These methods of payment are banned on eBay because they are unsafe
5. Never reply to emails that ask for your personal information to protect yourself from identity theft and other crimes
Remember that most scammers prey on the naive so don't panic - it's easy to avoid most scams by following the above basic tips.
Securing your personal computer and protecting computers you might use in a classroom setting plays a crucial role in protecting our nation's Internet infrastructure. Moreover, teaching our children on how to become cyber citizens now will better ensure they don't become cyber crime victims in the future.
Our focus is on helping K-12 educators, administrators and professionals as well as University professors, executives and IT administrators to develop programs that help empower students, faculty and school administrators to take personal responsibility for keeping personal and public computers secure.
This website provides information onyou can teach to help safeguard your student's computers, K-12 Curriculum that educators can use in classrooms, educational materials and other Internet resources, as well as valuable information from our
The National Cyber Security Alliance working in conjunction with i-Safe Inc. produced a Cyber Security Assembly In-a-Box Toolkit. This toolkit provides educators with a plug-in play solution for presenting cyber security awareness messages and tips to students in middle and high schools. The material is delivered in a way that is entertaining for students and easy to understand.
National Cyber Security Awareness Month 2006 - NCSA/USA Today Lessons
During National Cyber Security Awareness Month, we're asking all educators to teach a different cyber security, safety and ethics lesson each week during National Cyber Security Awareness Month.
To make it easier for educators, NCSA teamed up with USA Today Education Foundation and Symantec to develop topical lesson plans, which will be released each week during NCSAM 06.
Help Keep Kids Connected and Protected on Social Networking Websites
is a guide designed by the National Cyber Security Alliance (NCSA) to provide online safety and security tips for educators, parents, and guardians. This guide offers educators tips to use when talking to their students about practicing safe online behavior and it offers parents and guardians tips for helping children ages 12-17 navigate the online social scene safely.
Social networking sites are the hippest new meeting places around. These sites enable people to post information about themselves and communicate with others around the world using forums, interest groups, blogs, chat rooms, email, and instant messaging. While you can make new friends through social networking sites, you may also be exposed to embarrassing situations and people who have bad intentions, such as hackers, identity thieves, con artists, and predators. Protect yourself by taking some common-sense precautions.
- Guard your financial and other sensitive information. Never provide or post your Social Security number, address, phone number, bank account or credit card numbers, or other personal information that could be used by criminals.
- Picture social networking sites as billboards in cyberspace. Police, college admissions personnel, employers, stalkers, con artists, nosy neighbors – anyone can see what you post. Don’t disclose anything about yourself, your friends, or family members that you wouldn’t want to be made public. And remember that once information appears on a Web site, it can never be completely erased. Even if it’s modified or deleted, older versions may exist on others’ computers. Some social networking sites allow users to restrict access to certain people. Understand how the site works and what privacy choices you may have.
- Be cautious about meeting your new cyber friends in person. After all, it’s hard to judge people by photos or information they post about themselves. If you decide to meet someone in person, do so during the day in a public place, and ask for information that you can verify, such as the person’s place of employment.
- Think twice before clicking on links or downloading attachments in emails. They may contain viruses or spyware that could damage your computer or steal your personal information – including your online passwords and account numbers. Some messages may “spoof,” or copy the email addresses of friends to fool you into thinking that they’re from them. Don’t click on links or download attachments in emails from strangers, and if you get an unexpected message from someone whose address you recognize, check with them directly before clicking on links or attachments.
- Protect your computer. A spam filter can help reduce the number of unwanted emails you get. Anti-virus software, which scans incoming messages for troublesome files, and anti-spyware software, which looks for programs that have been installed on your computer and track your online activities without your knowledge, can protect you from online identity theft. Firewalls prevent hackers and unauthorized communications from entering your computer – which is especially important if you have a broadband connection because your computer is open to the Internet whenever it’s turned on. Look for programs that offer automatic updates and take advantage of free patches that manufacturers offer to fix newly discovered problems. Go to or to learn more about how to keep your computer secure.
- Beware of con artists. Criminals scan social networking sites to find potential victims for all sorts of scams, from phony lotteries to bogus employment and business opportunities to investment fraud. In some cases they falsely befriend people and then ask for money for medical expenses or other emergencies, or to come to the United States from another country. Go to to learn more about how to recognize different types of Internet fraud.